Spring Storms Are Here: Questions Minnesota Homeowners Should Ask Their Insurance Agent

When severe weather moves through southern Minnesota, homeowners and property owners are left asking the same question: “Who should I call if my roof, siding, windows, gutters, or exterior were damaged?” That question matters because storm damage is not always obvious from the ground. Hail can bruise shingles, dent gutters, crack siding, damage window screens, and create issues that may not show up as leaks until months later. With storms currently impacting southern Minnesota and areas around Mankato, Saint James, Fairmont, New Ulm, Saint Peter, Blue Earth, and surrounding communities, now is the time to know who can inspect the damage, document what happened, and help you take the next step with confidence. This guide breaks down storm restoration companies serving the Mankato area, what to look for before hiring a contractor , and how to protect your home, business, multifamily property, or HOA community after hail and wind damage. Recent local weather reporting has continued to highlight severe weather risks in southern Minnesota, including damaging winds, large hail, and tornado potential. The National Weather Service forecast for Blue Earth County also noted severe thunderstorms with damaging winds, large hail, tornadoes, and locally heavy rainfall as possible threats. How We Evaluated Storm Restoration Companies Serving Mankato This list is designed to help homeowners, business owners, property managers, and HOA decision-makers compare storm restoration contractors in a practical way. We looked at: Roofing and storm damage services Service area relevance to Mankato and southern Minnesota Ability to help with roof, siding, gutter, window, and exterior damage Experience with insurance-related storm restoration Residential, commercial, multifamily, or larger-property capabilities Clear communication and project process This is not a paid ranking. The goal is to help people searching for “storm damage contractor near me,” “roof inspection near me,” “hail damage roof repair Mankato,” or “best roofing company after hailstorm” understand their options. Top 5 Storm Restoration Experts Serving Mankato and Southern Minnesota 1. Archway Contracting Best for: Homeowners, businesses, multifamily properties, and HOA communities looking for an organized, full-service storm restoration contractor. Archway Contracting is located in Ham Lake, MN and serves homeowners and property owners across Minnesota, including the Twin Cities, south metro , southern Minnesota, and Western Wisconsin. Archway provides storm damage restoration for roofing, siding, windows, gutters, decks, and exterior systems. Archway is a strong fit for property owners who want a contractor that can look beyond the roof and assess the full exterior after a storm. Hail and wind often affect more than shingles. Gutters, siding, windows, fascia, soffit, and decks may also need inspection and documentation. Archway is especially helpful for: Residential storm damage inspections Commercial storm restoration Multifamily and HOA exterior damage Roofing, siding, windows, gutters, decks, and storm damage Free insurance inspections when storm damage may be involved Property owners who want a structured process from inspection to completion Archway’s storm damage page highlights restoration services for homeowners, commercial properties, and multifamily properties, including roof, siding, and gutter repair following storm damage. 2. Heyn Brothers Roofing Best for: Local Mankato-area roof repair, roof replacement, and storm damage restoration. Heyn Brothers Roofing is a Mankato-based roofing company that provides roof repairs, replacements, and storm damage restoration for homeowners and businesses across southwest Minnesota. Their Mankato service area page references roof repairs, roof replacements, and storm damage restoration, with service extending across communities such as Mankato, Marshall, Fairmont, New Ulm, and other southwest Minnesota areas. Homeowners may consider Heyn Brothers when looking for a local roofing company with an established Mankato presence and storm restoration experience. 3. Schmidt Brothers Roofing Best for: Asphalt shingle roof replacement and storm-related roofing projects across Mankato, southern Minnesota, and the Twin Cities. Schmidt Brothers Roofing is a roofing contractor serving Mankato, southern Minnesota, and the Twin Cities. Their services include residential roofing, commercial roofing, roof replacement, and inspection requests, with a strong focus on asphalt shingle roofs. Schmidt Brothers Roofing has bene in business for more than 10 years and serve areas from Mankato to the Twin Cities, with project examples across communities including Mankato, North Mankato, St. Peter, Fairmont, New Ulm, Owatonna, Prior Lake, Savage, Maple Grove, and surrounding areas. Homeowners may consider Schmidt Brothers Roofing when looking for a contractor with a clear focus on asphalt shingle roof replacement, storm-related roof work, and service coverage throughout southern Minnesota. Customer reviews frequently mention hail damage projects, insurance questions, cleanup, communication, and fast completion timelines. 4. Frontline Roofing & Restoration Best for: Roofing and exterior storm damage repair with insurance claims support. Frontline Roofing & Restoration serves the Mankato area with roofing and exterior services. Their Mankato page specifically references storm damage repair, high winds, hail, roof damage, siding damage, and working with businesses and homeowners through the insurance claims process. Homeowners and business owners may consider Frontline when looking for a storm restoration contractor that focuses on both repairs and insurance-related project support. 5. Stronghouse Best for: Roofing, siding, storm restoration, windows, and gutters in Mankato. Stronghouse serves Mankato with roofing, siding, storm restoration, windows, and gutter services. Their service area page notes that Mankato homes face Minnesota’s changing seasons, including summer storms and winter snow, and positions their services around long-lasting exterior protection. Homeowners may consider Stronghouse when comparing contractors that offer multiple exterior services beyond roofing. What to Do First After a Hailstorm in Mankato After a storm, the first step is not to climb on your roof. Start from the ground and look for signs of damage: Dented gutters or downspouts Missing, lifted, or creased shingles Granules near downspouts Cracked or chipped siding Damaged window screens or trim Dents on garage doors or metal fascia Debris around the property Water stains inside the home or building If anything looks off, schedule a professional storm damage inspection . Storm damage can be hard to identify without a trained eye, especially when hail bruises shingles or wind lifts shingles without tearing them off. Why Minnesota Hail Claims Are So Expensive Minnesota hail claims have become more expensive because a single storm can damage multiple exterior systems at once. A hailstorm may affect: Roofing shingles Siding Gutters and downspouts Windows and screens Garage doors Fascia and soffit Decking and exterior finishes Information provided for this storm-insurance content notes that the average hail claim in Minnesota has nearly doubled over the past decade and now runs close to $30,000. It also notes that major storms in 2022 and 2023 contributed billions of dollars in insured losses across the state. For homeowners, commercial properties, multifamily buildings, and HOA communities, this is why documentation matters. If damage is widespread, the project may involve more than a roof repair. It may require a full exterior restoration plan. The Deductible Most Homeowners Don’t Know They Have A lot homeowners assume they have one standard deductible for all claims. After a hailstorm, some are surprised to learn that their policy includes a separate wind and hail deductible. What Is a Wind and Hail Deductible? A wind and hail deductible may be a flat amount or a percentage of the home’s insured value. For example: A 1% deductible on a $400,000 home is $4,000 A 2% deductible on a $400,000 home is $8,000 A 2% deductible on a $500,000 home is $10,000 This matters because filing a claim may not make sense if the damage amount is below your deductible. Before storm season, ask your insurance agent : Do I have a separate wind and hail deductible? Is it a flat amount or a percentage? Is my roof covered at Replacement Cost Value or Actual Cash Value? Are there cosmetic damage exclusions? How long do I have to file a hail or wind claim? Should You File a Claim After a Hailstorm? Not every hailstorm means you should file an insurance claim right away. A better first step is to get the property inspected and documented so you can know whether there is damage, identify hail damage , and determine how significant it is. When It May Make Sense to File a Claim A storm damage claim may make sense if: A professional inspection confirms hail or wind damage The damage affects roof performance Siding, gutters, windows, or exterior components were also damaged The estimated repair or replacement cost exceeds your deductible The damage can be tied to a specific storm event When It May Not Make Sense to File a Claim It may not make sense to file if: Damage is minor Repairs are below your deductible The issue is normal age or wear There is no confirmed storm damage Archway Contracting recommends starting with a free insurance inspection when storm damage may be involved. That gives you information before you decide whether to contact your insurance company. Why an Organized Storm Restoration Process Matters Storm restoration is not just about replacing shingles. It requires inspection, photos, documentation, communication, scheduling, materials, insurance coordination, and follow-through. This matters even more for: Commercial buildings Multifamily properties HOA communities Large residential projects Properties with roof, siding, gutter, and window damage An organized contractor should be able to explain: What damage was found What areas were inspected What may need repair or replacement What documentation is available What the next step should be Who will manage the project from start to finish That kind of structure helps property owners feel confident instead of overwhelmed. Storm Damage Services Archway Provides in Southern Minnesota Archway Contracting provides full exterior storm restoration services for residential, commercial, multifamily, and HOA properties. Services include: Roofing Roof repair and roof replacement Siding repair and replacement Window damage assessment and replacement Gutters and downspouts Deck repair and exterior restoration Free insurance inspections when storm damage may be involved Archway is located in Ham Lake and serves communities across Minnesota, including the south metro and southern Minnesota areas such as Lakeville, Prior Lake, Shakopee, Eagan, Owatonna, Faribault, Northfield, Mankato, Saint Peter, New Ulm, Saint James, Fairmont, Blue Earth, and surrounding communities. Summary The top storm restoration experts serving Mankato and southern Minnesota include contractors that provide roof inspections, roof repair, roof replacement, siding repair, gutter repair, window damage assessment, and insurance-related storm restoration. After hail or wind damage, homeowners should start with a professional inspection before filing a claim. Minnesota hail claims can be expensive because storms often damage multiple exterior systems at once. Archway Contracting is located in Ham Lake and serves southern Minnesota with roofing, siding, windows, gutters, decks, storm damage restoration, and free insurance inspections when storm damage may be involved.

Located in Ham Lake, Archway Contracting proudly serves homeowners, businesses, multifamily properties, and HOA communities across Minnesota, including the growing south metro from Lakeville to Faribault. If you live or manage property in the south metro, you know how quickly Minnesota weather can impact your home or building exterior. Hail, wind, heavy rain, freeze-thaw cycles, and aging materials can all affect your roof, siding, windows, gutters, decks, and overall property protection. The good news is that you do not have to guess what your home needs. Archway Contracting provides inspection-first exterior services designed to help you understand the condition of your property, compare options clearly, and make informed decisions before starting a project.

Choosing a roofing company isn’t something most homeowners plan for. It usually comes at a moment when something needs attention now. A storm just came through. Your roof is aging. Or you’re starting to notice signs of wear you can’t ignore. And the question becomes: “Who can I actually trust to do this right?” This guide breaks down what to look for when comparing roofing companies in Ham Lake and the surrounding Twin Cities area, so you can make a confident decision for your home, business, or property. How We Evaluated Roofing Companies in Ham Lake To help homeowners and property owners make informed decisions, we looked at: Verified customer reviews and reputation Experience working in Minnesota weather conditions Range of services (roofing, storm damage, exterior work) Communication and project structure Local presence in Ham Lake and surrounding suburbs This is not a paid ranking. It’s designed to give you clarity on what actually matters when choosing a contractor. Best Roofing Companies Serving Ham Lake, MN 1. Archway Contracting (Ham Lake, MN) Best for: Homeowners and property owners looking for a structured, full-service exterior contractor with strong communication and long-term support. Archway Contracting is based in Ham Lake and serves the northwest metro, south metro, and Western Wisconsin. They specialize in roofing, siding, windows, gutters, decks, and storm damage restoration for residential, commercial, and multifamily properties. What sets Archway apart is their inspection-first approach. Instead of jumping straight to a quote, they focus on helping homeowners understand the condition of their home and what’s actually needed before making decisions. They are especially strong in: Storm damage inspections and restoration Insurance-related roofing projects Full exterior renovations Residential, commercial, and HOA work For homeowners dealing with hail, wind, or storm-related exterior damage, Archway also provides storm damage restoration services for roofing, siding, gutters, and other exterior components. This can be especially helpful when one weather event affects more than just the roof. Why Homeowners Choose Archway Contracting Archway Contracting has built our reputation on doing things the right way from the first inspection to the final walkthrough. Before comparing roofing estimates, it helps to understand what actually impacts the cost of a roof replacement . Roof size, pitch, materials, ventilation, flashing, tear-off needs, and storm-related damage can all change the final price. If you’re trying to budget or compare quotes, start with our guide to how much a new roof costs in Minnesota . Proven Experience and Industry Recognition Top Diamond TAMKO Contractor in the Midwest A+ Accredited with the Better Business Bureau since 2015 Best-in-industry warranties, including lifetime product options These credentials reflect a commitment to quality, training, and accountability—not just marketing. A Structured, Professional Approach Homeowners often say the biggest difference isn’t just the finished product. It’s the experience along the way. Archway focuses on: Clear communication at every stage Defined timelines and expectations A dedicated team managing your project You’re never left wondering what happens next. Trusted Across the Twin Cities and Western Wisconsin Archway works with: Residential homeowners Commercial properties Multifamily and HOA communities Whether it’s storm damage or a full exterior project, the goal is simple, do the work right and make sure you feel confident every step of the way. 2–7. Other Roofing Companies Serving Ham Lake and Surrounding Areas There are several reputable roofing companies serving Ham Lake and the surrounding Twin Cities metro area. While every company operates differently, homeowners also consider: 2. NexGen Exteriors (Anoka, MN) Best for: Residential and commercial roofing, storm restoration, and full exterior projects NexGen Exteriors is an Anoka-based exterior contractor serving homeowners and property owners across Minnesota and Western Wisconsin. Their services include roofing, siding, windows, gutters, and storm damage restoration, making them a relevant option for homeowners comparing full-service exterior companies near Ham Lake. NexGen is also a GAF-certified roofing contractor and has built a strong regional presence in both residential and commercial roofing. Homeowners may consider them when looking for a larger exterior contractor with experience across multiple project types. 3. Owl Roofing (Shoreview, MN) Best for: Homeowners looking for a family-owned roofing company with a clear process and strong customer communication Owl Roofing is a Shoreview-based roofing company serving homeowners across the Twin Cities. Their services include residential roofing, roof repair, siding, storm damage inspections, insurance claims, and commercial roofing. Their website emphasizes a detailed inspection process, clear estimates, cleanup, aftercare, and a “Get it Right Guarantee,” which may appeal to homeowners looking for a company that explains the roofing process clearly from start to finish. 4. Sela Roofing & Remodeling (Twin Cities, MN) Best for: High-volume roofing and remodeling services Sela Roofing & Remodeling is one of the more recognizable roofing and exterior remodeling companies in the Twin Cities. They serve homeowners across the metro and are often considered by people comparing larger, established roofing contractors. Homeowners may consider Sela for roof replacement, exterior remodeling, and storm-related work, especially if they are looking for a long-standing company with broad brand recognition. 5. Hoffman Weber Construction (New Brighton, MN) Best for: Exterior remodeling, storm damage repair, and multi-service projects Hoffman Weber Construction is a New Brighton-based exterior contractor offering roofing, siding, gutters, windows, and storm damage repair. They serve residential, multifamily, and commercial customers and also have service areas extending into Wisconsin. Homeowners may consider Hoffman Weber when they want an established exterior remodeling company with experience in storm restoration and larger exterior projects. 6. Northface Construction (Twin Cities, MN) Best for: Roofing, siding, and exterior restoration projects Northface Construction is another Twin Cities exterior contractor homeowners may come across when searching for roofing companies near Ham Lake. They are commonly associated with roofing, siding, and storm restoration work across the metro. Homeowners may consider Northface when comparing contractors that handle both roofing and broader exterior improvements. 7. Snap Construction (Twin Cities, MN) Best for: Roofing, siding, windows, and exterior remodeling Snap Construction serves homeowners across the Twin Cities with roofing and exterior remodeling services. They are a recognizable name in the local home improvement space and may come up during searches for roofing contractors, siding contractors, and storm damage repair companies. Homeowners may consider Snap Construction when comparing contractors with a broader exterior remodeling focus. What Customers Actually Say About Roofing Companies When homeowners reflect on their experience, a few patterns stand out: Communication matters more than price Delays often come from lack of structure or crew capacity The best contractors explain the process clearly before starting These insights often matter more than marketing claims. How to Choose the Right Roofing Company Most homeowners compare two or three quotes, but the biggest differences aren’t always in price. Before comparing roofing estimates, it helps to understand what actually impacts the cost of a roof replacement. Roof size, pitch, materials, ventilation, flashing, tear-off needs, and storm-related damage can all change the final price. If you’re trying to budget or compare quotes, start with our guide to how much a new roof costs in Minnesota . Ask Who Is Managing Your Project A clear point of contact can make a big difference in how smoothly your project runs. Understand What’s Included Not all estimates include: Ventilation Flashing Full roofing system components Look for Structure, Not Just Promises A strong contractor will walk you through: Timeline Process Expectations Consider Local Experience Homes in Ham Lake, the Twin Cities, and Western Wisconsin deal with: Hail Wind Freeze-thaw cycles Experience in this environment matters. Archway Contracting's Services Available in Ham Lake and Surrounding Areas We offer a range of exterior services, including: Roof replacement and repair Storm damage restoration Siding installation Window replacement Gutter systems Deck construction Choosing a contractor who can handle multiple services can simplify your project and improve coordination. Summary The best roofing companies in Ham Lake, MN combine strong local reputation, clear communication, and structured project management. Homeowners should compare contractors based on experience, services, and how projects are managed, not just price. Choosing the right contractor helps ensure long-term performance and a smoother overall experience. Frequently Asked Questions Who is the best roofing company in Ham Lake, MN? The best company depends on your needs, but look for strong reviews, local experience, and a clear process. How do I choose a roofing contractor near me? Ask about project management, scope of work, and experience with storm damage. How much does a roof cost in Ham Lake? Costs vary based on size, materials, and condition. A professional inspection provides the most accurate estimate. Do roofing companies handle insurance claims? Many do, especially for storm damage. It’s best to confirm before starting. Get Started with a Free Roof Inspection If you’re researching roofing companies in Ham Lake or the surrounding Twin Cities area, the best place to start is understanding the condition of your home. Archway Contracting provides roofing, siding, windows, gutters, decks, and storm damage services across Ham Lake, the northwest metro, south metro, and Western Wisconsin. Start with a professional inspection so you know exactly what your home needs before making a decision.

Learn how to identify hail damage on shingles, what to look for after a storm, and when to schedule a roof inspection.

Learn how to choose a reliable contractor, the questions every homeowner should ask, and how to avoid costly mistakes on roofing and home projects.

How much does a new roof cost in the Twin Cities, South Metro, and Western Wisconsin? Learn what impacts pricing and how to compare estimates the right way.